Website operator and educational purpose
AlabamaSurplus.com is operated by Your Insure Cure LLC. Its pages provide general educational information about Alabama homeowners and residential property insurance. The site is not operated by an insurer, the Alabama Department of Insurance, the Alabama Insurance Underwriting Association or a government agency.
No insurance contract through browsing
Visiting a page, using a guide or submitting an inquiry does not itself bind, change, cancel or renew coverage. A quote is subject to its conditions, the application, underwriting and appropriate binding confirmation. The actual policy and endorsements determine coverage.
Do not treat a website statement as a decision about whether a particular loss is covered. Report claims through the instructions on the applicable policy and observe the policy's duties and deadlines.
Availability and accuracy
Insurance availability, eligibility, forms and pricing depend on the property, insurer and placement. Program descriptions and general explanations may change. Source-check dates do not establish continuing eligibility or regulator approval.
Examples are illustrative unless expressly identified otherwise. No example promises a premium, saving, placement, discount or claim result. References to an organization do not establish an affiliation or agency appointment.
External resources
Links to official and other resources are provided for further reading. The linked organizations control their own content and services. A linked page may change independently of this website.
Use of site materials
You may read the educational materials and retain copies for your own insurance review. Any third-party materials remain subject to their respective rights. Do not present a copied guide as a regulator's publication, an insurance policy or a personalized coverage determination.
Items requiring final review
These draft terms do not establish a selected arbitration forum, a choice-of-law provision or a special limitation of legal remedies. Contact AlabamaSurplus.com at info@alabamasurplus.com or 888-757-1151. The operator must confirm the publication date and any additional terms appropriate to its actual services before approving the public version.